NiftyNoon: Lenders FOMO into Bitcoin: Are Crypto-Backed Mortgages Finally Here? 🏡💰📈

A new directive from the FHFA may allow crypto holdings to be considered as assets for single-family mortgage loan assessments (June 26, 2025)

Nifty Thought:

The Federal Housing Finance Agency (FHFA) has issued a directive ordering Fannie Mae and Freddie Mac to consider cryptocurrency as an asset for single-family mortgage loan risk assessments. This move could potentially allow borrowers to use their crypto investments to qualify for home loans, aligning with President Donald Trump's vision to make the U.S. the "crypto capital of the world". The directive specifies that only digital assets held on U.S.-regulated, centralized exchanges will qualify and requires Fannie and Freddie to design safeguards to account for crypto's volatility.

This decision marks a significant step toward integrating crypto into traditional financial infrastructure, particularly within the American home lending system. While cryptocurrencies are known for their volatility, the FHFA believes that considering additional borrower assets, such as crypto, could provide a more complete financial picture and facilitate sustainable homeownership. The move also comes as the U.S. housing market faces difficulties, with a decline in mortgage applications in recent years.

Highlighted News:

• 🏡 Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage:

  

  https://x.com/pulte/status/1937944964656152800

• 💸 US Federal Housing Finance Agency issues order to count Bitcoin & crypto as an asset for a mortgage:

  

  https://x.com/bitcoinmagazine/status/1937951168996479395?s=46

• 📈 Investment platform Republic plans to use blockchain technology to sell investors exposure to SpaceX:

  

  https://x.com/wsj/status/1937823652386385931?s=46

• 🇺🇸 White House official says the US government has an "accumulation plan" to buy Bitcoin:

  

  https://x.com/watcherguru/status/1937939772187488702?s=46

• 🐧 The @CBOE files the CANARY PENGU ETF 19b-4:

  

  https://x.com/iglooinc/status/1937972061978476609?s=46

Project and Community News:

• @InvescoUS (and @galaxyhq) just filed for a Solana ETF. That makes Nine issuers that have filed for a Solana ETF now: https://x.com/JSeyff/status/1937971205874630764

• Kraken is now MiCA licensed: https://x.com/krakenfx/status/1937944560165908926

• Barclays bank bans customers from using their credit cards for any cryptocurrency transactions from 27 June: https://x.com/MarketJournalX/status/1937854121534783897

• Barclays: “No Bitcoin or crypto purchases with your credit card.” Also Barclays - proudly holds $131M worth of Bitcoin: https://x.com/TheCryptoLark/status/1937852302427091130

• @APompliano’s $CCCM now hold more bitcoin than Gamestop: https://x.com/APompliano/status/1937877415671316923

• Kalshi, a startup prediction market that became a popular way to bet on the November election, said that it had been valued at $2 billion in a new funding round: https://x.com/wsj/status/1937960002968227863?s=46

• Norway deep sea mining firm Green Minerals adopts Bitcoin Treasury strategy, targets to raise $1.2 billion to buy $BTC: https://x.com/cointelegraph/status/1937737578238620078?s=46

• rSpaceX token will be minted on @solana using a @RepublicCrypto-created security token asset standard: https://x.com/nickducoff/status/1937861396164755701?s=46

• BaFin and Ethena GmbH have agreed to a redemption plan providing holders the option to redeem USDe if they so wish: https://x.com/ethena_labs/status/1937838381696000031

• Introducing Astro’s $1M Builder Accelerator: https://x.com/astroversewtf/status/1937933851562545375?s=46

• @infinex Multiple Passkey support has arrived: https://x.com/infinex/status/1937405357644718245?s=46

• MOONBERG Terminal is LIVE: https://x.com/moonberg_ai/status/1937982320323280936?s=46

• USDB brings stable, programmable dollars to the world’s hardest money and closes the final UX gap in the Bitcoin economy: https://x.com/meonbtc/status/1937905018801148262?s=46

Quick Stats:

• 👾 Blur ETH Daily Volume: 438.81 ETH (▲ 7.16%)

• 🌊 OpenSea ETH Daily Volume: 746.39 ETH (▼ 7.44%)

• 🟠 BTC : $107,212.05 (▼ 0.04%)

• 🔷 ETH: $2,442.57 (▲ 0.66%)

• 🟣 Solana: $143.19 (▼ 2.17%)

• 🟪 Polygon: $0.17 (▼ 4.71%)

Top NFT Sales:

• CryptoPunks #3251: 58.00 ETH

• CryptoPunks #6496: 39.98 ETH

• CryptoPunks #9218: 39.00 ETH

NFT Daily Winners:

• 🐵 NodeMonkes: 0.03 BTC (▲ 15.08%)

• 🏴‍☠ Captainz: 0.37 ETH (▲ 11.77%)

• 🍭 Mocaverse: 1.50 ETH (▲ 4.05%)

• 😡 Mad Lads: 35.58 SOL (▲ 1.52%)

• 🐧 Pudgy Penguins: 9.51 ETH (▲ 0.53%)

• 🚬 CryptoPunks: 39.00 ETH (► 0.00%)

• 🧙‍♂️ Taproot Wizards: 0.17 BTC (► 0.00%)

NFT Daily Losers:

• 🏳‍🌈 Chromie Squiggles: 4.15 ETH (▼ 0.02%)

• 🦧 Bored Ape Yacht Club: 11.15 ETH (▼ 0.79%)

• 🧦 Bitcoin Puppets: 0.03 BTC (▼ 1.09%)

• ⛩ Azuki: 2.00 ETH (▼ 2.00%)
  👾 Tensorians: 2.49 SOL (▼ 3.27%)

• 💼 Ordinal Maxi Biz: 0.02 BTC (▼ 3.28%)

• 🐱 Quantum Cats: 0.02 BTC (▼ 4.36%)

• 👩🏻 Milady Maker: 2.10 ETH (▼ 4.77%)

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